Health Advocate™ Plus

Health Advocate™ Plus

Time is money. Personal Health Advocates help members navigate through insurance and healthcare systems. Health Advocate Plus includes:

Health Advocacy

  • Untangle medical bills and insurance claims
  • Clarify benefits and answer questions about tests, treatments and medication options
  • Coordinate care among multiple providers
  • Assist with eldercare and related healthcare issues
  • Arrange second opinions and transfer medical records

Medical Bill Saver™

  • Skilled negotiators will attempt to negotiate discounts on medical and dental bills
  • Negotiate payment arrangements with providers and find options for non-covered services

NurseLine™

  • Registered nurses ready to answer calls 24/7/365
  • Detailed information on a range of concerns including appropriate treatment options for minor emergencies or illnesses

Health Cost Estimator+™

  • Pricing estimates for doctors, hospitals and other facilities nationwide
  • Cost comparisons for hundreds of medical services by ZIP code
  • Estimates generated using client-specific data complemented by a national database
  • Includes real-time, out-of-pocket estimates and employee benefits status
  • Features quality indicators, safety scores and patient reviews

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DISCLOSURES

This discount card program is NOT insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. For a complete list of disclosures, please click here. | Limitations, Exclusions and Exceptions | Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.

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